Frost Accounts Payable Card

As a flexible payment management program, Frost AP Card supports automated accounts payable and purchasing within a single application and provides your organization operational efficiencies, enhanced controls and detailed reporting.

  • No annual fee
  • No software to host
  • Retain existing processes and procedures
  • Reduce check expenses
  • Revenue share paid monthly
  • Improve vendor relationships while maximizing your card volume and overall revenue share potential
  • Dedicated vendor enrollment team
  • Payment options include:
    • Pull Payments – vendor runs virtual card number for invoice amount
    • Push Payments – funds are automatically deposited into vendor’s merchant account

Contact Frost Treasury Management for more details about Frost AP Card.


​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Commerce Bank is a long-standing and trusted partner of Frost and is the issuer of the Frost AP Card. Commerce Bank is the issuer and overseeing party of all applications and ongoing account servicing. Together, Frost and Commerce Bank share a focus on customer service and financial security, as well as take pride in building lasting relationships with our customers.